Are designers bags a real investment? It then shows how the return can be accelerated


Pass your finances

Luxury bags They have passed other collections in recent years and are becoming more and more considered as a category of potential investments in the eyes of consumers and analysts, at least according to some recent reports.

For the first time, the proposal of value of the design bags of the most important brands, such as Hermes, Chanel, Goyard and Louis Vuitton, grow through the table, a report from the luxury resale place Rebag It is last year.

« These trends indicate exciting investment opportunities for both the heritage brands and the more achievable, » said the Rebag report.

Hand bags are one of the least volatiles of any collectible assets and offer a good risk against reward, which have also proven to be a fence worthwhile inflationAccording to a separate study of 2022 per Credit Suisse.

However, while some design design bags, especially classic and sought after styles, can retain or even increase the value over time, are not a traditional investment in the way real estate or property are, according to experts.

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During the last two decades, luxury bags went from being an accessory to what is now « the only category of women -centered collection », according to a 2020 report Research in the art market.

However, for women, the evolution of these more and more expensive purchases has been at a price, Jasmine Tucker, Vice President of Research at the National Women’s Law Center.

« In order to look like you are in your place, you have to look in a certain way and the preparation can cost more for women and do so with a lower remuneration, » said Tucker.

A Hermes Birkin bag in a sample of the window in a department store in Kadewe in Berlin, Germany, on Friday, January 3, 2025.

Bloomberg | Bloomberg | Pictures of getty

In terms of investments, they only earn luxury bags instead of losing the value over time.

Historically, only the Hermes Birkin And the small group of other upper designer bags have value withholding rates about 90% or higher, a boulevard was found.

Birkin bags, in particular, have increased in value year after year, with an average annual leap of the value of 14.2% between 1980 and 2015, according to another study of Baghunter. Bags are currently in detail for $ 9,000 and more but can be rested for $ 30,000 or moreDepending on size, color and condition.

Meanwhile, as stocks go up and down, the S&P 500 Index has an average annualized return of About 10%.

A bag can be a « smart purchase », not an « investment »

Frame a designer design bag as « investment » makes women a service, according to Carolyn McClanahanA certified financial planner and founder of Life Planning Partners in Jacksonville, Florida.

« It sprinkles me when I see that purchases positioned as investments, it hits me wrongly, » said McClanahan.

« I am totally for people who buy pleasant things, but I would not say an investment, » said McClanahan, who is also a member of CNBC Advisers Council.

« If you have a handbag, you know you will keep forever, it might be considered a smart purchase, » he said. « But you still have to secure -you are spending less than you do and save. »

At some point in their life, most women will be on their own and only in charge of his financeMcClanahan said, which makes it more essential for women to plan and invest for the future.

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